RICHMOND, Va. - A Fourth Circuit U.S. Court of Appeals panel on March 25 affirmed a federal judge in West Virginia's finding that a woman's claim for unconscionability was preempted by the Home Owners' Loan Act (HOLA) after finding that the components of her claim attempted to impose new guidelines on how loans are originated (Charlotte M. McCauley v. Home Loan Investment Bank F.S.B., et al., No. 12-1181, 4th Cir.; 2013 U.S. App. LEXIS 5883)....(read more)![]()
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