CINCINNATI - An insurer did not act arbitrarily or capriciously in denying a claim for total and permanent disability benefits, even though it recited an incorrect definition of disability in its initial denial letter, because it applied the correct definition during the administrative process, the Sixth Circuit U.S. Court of Appeals ruled 2-1 on March 25 (Thomas Judge v. Metropolitan Life Insurance Company, No. 12-1092, 6th Cir.; 2013 U.S. App. LEXIS 6710)....(read more)
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